Rogers Bank, a subsidiary of the renowned Rogers Communications, one of Canada’s best companies in the field of communications and media, offers a range of enticing no-annual-fee cash-back credit cards. If you’re currently looking for a credit card that provides cashback rewards, a Rogers Bank credit card is definitely worth considering.
Currently, Rogers Bank offers four credit cards, each with its unique features and benefits. In this informative blog post, we will explore the best Rogers credit cards in Canada, taking a closer look at what makes them stand out.
We will discuss their unique features and attractive cashback offers and provide all the essential information you need to make an informed decision. Our goal is to provide you with valuable insights to assist you in comparing, selecting, and ultimately applying for a credit card that perfectly suits your spending habits and financial goals.
So, let’s get started on your journey to discover the best Rogers credit card for you.
Best Rogers Credit Cards in Canada
Rogers Bank offers a unique selection of credit cards that is tailored to meet the specific needs of different Canadians.
Whether you’re seeking a card with outstanding cashback rewards, benefits tailored to your lifestyle, or simply a card from a trusted communications and media giant, Rogers Bank has got you covered.
Here are the four Rogers credit cards in Canada:
1. Rogers World Elite Mastercard
The Rogers World Elite Mastercard is one of Canada’s top no-annual-fee credit cards. It combines the perks of cashback rewards and travel insurance coverage, all without the burden of annual fees.
This card offers a competitive cashback rate of 1.5% on all your purchases, making it ideal for everyday spending. In addition, it also offers a 3% cashback rate on purchases made in U.S. dollars, making it a valuable choice for those who frequently visit the United States, as it effectively eliminates foreign currency conversion fees.
In addition to cashback rewards, cardholders gain access to a host of travel benefits. This includes entry to over 1,000 airport lounges through Mastercard Airport Experiences, as well as complimentary Boingo Wi-Fi at over 1 million hotspots worldwide.
The card also provides insurance coverage, encompassing rental car, emergency medical, trip interruption, trip cancellation, extended warranty, and purchase protection.
The Rogers World Elite Mastercard is not just one of the best credit cards for cashback; it’s also a rarity among World Elite Mastercards, as it comes with no annual fee. This makes it an attractive option, particularly for those who frequent Costco, which offers a solid cashback rate.
It’s worth noting that there are specific eligibility requirements for this card. You’ll need either a personal income of $80,000 or a household income of $150,000 to qualify. Additionally, to maintain your card, you must spend at least $15,000 annually on it; otherwise, you risk being downgraded to another Rogers product.
2. Rogers Mastercard
The Rogers Mastercard is a top-choice credit card, especially if you’re a customer of Rogers, Fido, or Shaw. Currently, you can enjoy a remarkable 10% cash back for the first 3 months, with a maximum limit of $100.
With the Rogers Mastercard, as long as you are actively subscribed to just one eligible service through Rogers, Fido, or Shaw, you can secure an impressive 2% unlimited cash back on all purchases.
Additionally, whenever you redeem your cash back for Rogers, Fido, or Shaw products, you’ll receive 30% more cashback. And, as a Rogers Mastercard holder, you’ll benefit from five Roam Like Home days at no cost every year for Rogers mobile plans, which amounts to a value of up to $75.
For those who aren’t Rogers, Fido, or Shaw customers, you’ll still earn 2% cash back on U.S. dollar purchases and 1% unlimited cash back on all other purchases.
3. Rogers Platinum Mastercard
If you find that you don’t meet the income requirements for the Rogers World Elite Mastercard, the Rogers Platinum Mastercard provides a suitable alternative.
With the Rogers Platinum Mastercard, you can earn 1% cash back on regular purchases and an attractive 3% cash back when making payments in U.S. dollars. The best part? It comes with no annual fees.
However, it’s important to note that the Rogers Platinum card does not include insurance benefits, so if you’re looking for no-fee cashback credit cards that offer both insurance coverage and high reward earn rates, you might want to explore options like the Tangerine Money-Back Credit Card and the SimplyCash Card from American Express.
With the Rogers Platinum Mastercard, you can earn unlimited cashback rewards on your purchases, redeeming them for various expenses such as gas, groceries, and significant purchases, or even apply them directly to your Rogers bill. Plus, you can enjoy the convenience of instant rewards redemption using the Rogers Bank app.
4. Fido Mastercard
The Fido Mastercard is a no-annual-fee credit card that offers cashback rewards tailored to your spending habits. With this card, you’ll earn 1% cash back on all your everyday purchases and 1.5% cash back on recurring payments and subscriptions.
Not only does it provide these competitive cashback rates, but the Fido Mastercard also comes with a $25 Welcome Bonus in cashback rewards when you make your first card purchase within three months of receiving your card.
What’s even more appealing is the absence of an annual fee, ensuring that you can enjoy these benefits without any additional costs.
You can earn unlimited cashback rewards wherever Mastercard is accepted, and you have the flexibility to redeem them for various purposes, whether it’s everyday essentials like gas and groceries, significant purchases, or even applying the cashback directly to your Fido bill.
The process is made even more convenient with the Rogers Bank app, allowing you to redeem your rewards instantly. With the Fido Mastercard, you have a straightforward and fee-free way to earn and utilize cashback rewards that align with your spending preferences.
Which Rogers Credit Card is best for you?
Choosing the best Rogers credit card for you depends on your specific financial goals, spending habits, and preferences. Rogers offers several credit card options, each with its own unique features. Consider your spending patterns, the type of purchases you make, and whether you value travel benefits.
If you’re looking for no-annual-fee options with cashback rewards, both the Rogers World Elite Mastercard and Fido Mastercard are strong choices. If you have existing credit card debt that you’d like to transfer, the Rogers Platinum Mastercard might be more suitable. Evaluate the card features, rewards structure, and any associated fees to find the one that aligns best with your financial needs.
Additionally, consider the specific eligibility requirements and annual spending commitments associated with each card. By aligning your card choice with your financial needs and lifestyle, you can choose the best Rogers credit card for your circumstances.
Benefits of Rogers Bank Credit Cards
Rogers Bank Mastercards offer a range of appealing benefits that make them stand out in the world of credit cards:
- No Annual Fees: One of the standout features of Rogers Bank Mastercards is the absence of annual fees. If you want to avoid these recurring charges, Rogers Bank provides a fantastic selection of credit cards, allowing you to earn cash back without the burden of annual fees.
- Competitive Cash Back: Unlike many other no-annual-fee credit cards that offer base earn rates of less than 1%, Rogers Bank takes a different approach. All their cards provide a minimum of 1% cash back on all your purchases, with the potential to earn even more, depending on the specific card you choose.
- Flexible Cash Back Redemption: When it comes to redeeming your cash back, some credit cards only offer your rewards once a year as a statement credit. Rogers Mastercards, on the other hand, offer more flexibility. You can redeem your cash back for any purchase on your card once you’ve accumulated $10. Moreover, if you have the Rogers Mastercard, you’ll enjoy a bonus of 30% cash back when using your rewards to pay a Rogers bill.
Downsides of Rogers Bank Credit Cards
When it comes to Rogers Mastercards, there are a couple of key considerations to keep in mind:
- Insurance Coverage: If you prioritize top-notch insurance coverage, Rogers Bank’s credit cards may not be your best option. It’s important to note that since these credit cards have no annual fees, their insurance offerings are limited. In fact, two of their credit cards don’t provide any insurance coverage at all. While the Rogers World Elite Mastercard does offer some insurance, it may not compare to what you can get with a credit card that comes with an annual fee.
- Limited Perks: In terms of perks, the Rogers Mastercards may fall short when compared to other credit cards available in the market. These cards primarily offer benefits related to the Rogers ecosystem, and even the Rogers World Elite Mastercard provides basic World Elite Mastercard benefits.
Rogers Mastercard Vs Tangerine Money-Back Credit Card
Another strong contender in the world of cashback credit cards with no annual fees is the Tangerine Money-Back Credit Card. Just like the Rogers Mastercard, it offers an appealing 2% cashback on your purchases without the burden of annual fees.
What sets the Tangerine card apart is its unique feature: you can choose 2-3 spending categories where you’ll earn the full 2% cashback. Even for purchases that don’t fall into these selected categories, you’ll still receive a respectable 0.50% cashback.
It’s a straightforward and flexible way to earn some extra cash on your spending without any hassle. This card allows you to tailor your cashback rewards to fit your specific spending habits, making it a popular choice for those seeking a personalized and rewarding credit card experience.
Rogers World Elite Mastercard Vs Tangerine World Mastercard
If your spending habits don’t involve frequent U.S. dollar purchases, and you’re looking for a credit card with additional travel benefits such as priority boarding or complimentary checked bags, you may want to explore the Tangerine World Mastercard.
Here is a table comparing the Rogers World Elite Mastercard Vs the Tangerine World Mastercard:
FEATURES ROGERS WORLD ELITE MASTERCARD TANGERINE WORLD MASTERCARD Annual fees $0 $0 Minimum annual income $80,000 ($150,000 household) $60,000 ($100,000 household) Cash-back rates - 3% unlimited cash back on all U.S. dollar purchases - 1.5% unlimited cash back on all other purchases - 2% unlimited cash back from up to three money-back categories of the cardholder's choice - 0.5% unlimited cash back on all other purchases Benefits - Airport lounge access (for a fee). - Travel insurance. - Rental car insurance. - Purchase protection. - Airport lounge access (for a fee). - Mobile device insurance. - Purchase protection. - Boingo Wi-Fi worldwide. - Rental car insurance. - Extended warranty.
- Extended warranty.
ROGERS WORLD ELITE MASTERCARD
TANGERINE WORLD MASTERCARD
Minimum annual income
$80,000 ($150,000 household)
$60,000 ($100,000 household)
- 3% unlimited cash back on all U.S. dollar purchases
- 1.5% unlimited cash back on all other purchases
- 2% unlimited cash back from up to three money-back categories of the cardholder's choice
- 0.5% unlimited cash back on all other purchases
- Airport lounge access (for a fee).
- Travel insurance.
- Rental car insurance.
- Purchase protection.
- Airport lounge access (for a fee).
- Mobile device insurance.
- Purchase protection.
- Boingo Wi-Fi worldwide.
- Rental car insurance.
- Extended warranty.
Final Thoughts on the Best Rogers Credit Cards
When it comes to finding the “Best Rogers Credit Cards,” you’ve got a world of choices at your fingertips. Whether you’re seeking top-notch cashback rewards, travel perks, or a unique blend of benefits, Rogers has something for everyone.
Take the next step and explore these outstanding credit card options, and you’ll be well on your way to maximizing your financial potential. So, why wait? Start your journey to the best Rogers credit card that suits your needs today and unlock a world of financial possibilities.