Are you a Canadian citizen and wondering how to register a CRA My Account? This article is for you.
The CRA My Account is an online service available on the Canada Revenue Agency (CRA) website. It lets you view and manage your personal income tax and benefit information online.
Having a CRA My Account is a must for every Canadian, and you need to register for it. It is available 21/7 (i.e. 21 hours daily and 7 days every week), easy to use, fast and secure. With the account, you can track your refunds, view and change returns, check your benefits, tax credits, and your RRSP limit, receive email notifications, set up direct deposit, and do many more.
So if you do not have a CRA My Account yet, this article will guide you step-by-step on how to register a My CRA Account.
Without skipping a bit, let’s get right into it.
How To Register For CRA My Account
Registering your CRA My Account is a simple and straightforward process. You have two options to register and also access your CRA My Account. You can register by creating a CRA user ID and password or with a Sign-in Partner.
There is a third option available only to Alberta and British Columbia (BC) residents. BC residents can register for the CRA My Account using BC Services Card, and Alberta residents can register using MyAlberta Digital ID.
However, before you begin, ensure that you have your previous year’s tax return (Line 101 on your taxes), your Social Insurance Number (SIN), your Postal code, and your Date of birth. The CRA will request this information as you proceed with your registration.
Option 1: How To Register A CRA My Account Using Sign-in Partner
If you are currently banking online with any of the banks shown above, you can proceed with this option.
- Go to the CRA’s My Account for Individuals page.
- Click on “Sign-in Partner Login/Register” and wait a few minutes.
- Fifteen banks will be displayed on the next page; click on the bank you use for online banking.
- Then, input your online banking details/credentials, and click on “Login”.
- Then, input your Social Insurance Number (SIN), and click on “Next”.
- Then, you will be required to validate your identity. Enter your postal code, date of birth and tax information (amount entered on Line 101 of your previous year’s tax return), and click “Next”.
- The next page will inform you that the CRA will mail your Security code to your home within 5 to 10 business days, click “Next”.
- Then, you have to verify your current postal code or ZIP code and click next.
- You will have limited access to your CRA My Account. Whenever you receive your CRA security code, you will enter the security code to access the full features of the CRA My Account.
Note: If you enter any incorrect information, the CRA will flag it as incorrect information, and you will have to start over with your registration.
Option 2: How To Register A CRA My Account By Creating User ID and Password.
- Go to the CRA’s My Account for Individuals page.
- Scroll to Option 2, click “CRA register, ” and wait a few minutes.
- Then, input your Social Insurance Number (SIN), and click on “Next”.
- On the next page, you will be required to validate your identity. Enter your postal code, date of birth and tax information (amount entered on Line 101 of your previous year’s tax return), and click “Next”.
- On the next page, you will be required to create a user ID and password. Instructions will be given on how your UserID and password should appear.
- Next, you will be required to create security questions and answers.
- Next, read through the terms and conditions and click “I agree”.
- The next page will inform you that the CRA will mail your Security code to your home within 5 to 10 business days, click “Next”.
- Another terms and conditions will appear on the next page; read through carefully and click “I agree”.
- You will be given limited access to your CRA My Account. Whenever you receive your CRA security code, you will enter the security code to access the full features of the CRA My Account.
What is CRA My Account?
The CRA My Account is a fast, convenient and secure online service that allows Canadians to view their personal income tax and benefit information. With the CRA My Account, you can easily manage all your tax affairs online, saving you from wasting time and resources doing everything manually.
The CRA My Account is convenient and can be accessed from any desktop or mobile device with an internet connection. It offers up-to-date information on your transactions, benefits, or anything else you do in your personal account.
It offers a highly secure platform. It gives every Canadian a unique User ID and password, allowing them to access their personal account and blocking off intruders.
Benefits of a CRA My Account
With the CRA My Account, you can:
- View the detailed status of your tax return
- View your unused or carryforward amounts for tuition amounts, RRSP contributions
- View your Notice of Assessment (NOA), Notice of Reassessment (NOR), or request an Express NOA
- Change or update your personal information
- Download information slips
- View your Home Buyer’s Plan (HBP) and Lifelong Learning Plan (LLP) information
- Start or manage your direct deposit details for benefits and credits
- View your benefits status and payments
- Receive email notifications from CRA
- Authorize a representative
CRA My Business Account
The CRA My Business Account allows business owners in Canada to access many amazing benefits relating to their business. It is very similar to the CRA My account but only focused on serving business entities.
Canadian business owners can use this account to perform a wide range of tasks, including income taxes, excise duties and taxes, payroll deductions, information returns, GST/HST and many more.
Final Thoughts on How To Register A CRA My Account
Having a CRA My Account gives to access to many amazing benefits; you shouldn’t miss out on this.
Why spend hours calling CRA on the phone or queuing at their office centres when you can easily register for a CRA My Account and enjoy its benefits from the comfort of your home?
So if you are looking for how to register a CRA My Account, follow the steps I have highlighted above and get your personal account.
FAQs on How To Register A CRA My Account
What is Multi-factor Authentication (MFA)?
The CRA added the MFA as an extra security to their online services. In addition to your user ID and password, you will be required to verify your identity using the MFA. You will need to verify your identity by passcode grid or telephone.
Hi, I'm Adeola Adegoke. I am a licensed Insurance Broker in Manitoba, and I hold a master’s degree in Mathematical Sciences (with a major in Financial Modeling) from the African Institute for Mathematical Sciences (AIMS), Tanzania.
Also, I have a second master's degree in Statistics from the University of Regina, and I am currently pursuing my Ph.D. in Statistics at the University of Manitoba.
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