MR
  • Insurance
  • Mortgages
  • Debt Management
  • Personal Finance
  • Credit Cards
  • Retirement Planning
  • News
No Result
View All Result
Contact Us
MR
  • Insurance
  • Mortgages
  • Debt Management
  • Personal Finance
  • Credit Cards
  • Retirement Planning
  • News
No Result
View All Result
MR
No Result
View All Result
Home Personal Finance

What is a CRA My Account and How Do I Register? (2024)

Adeola Adegoke by Adeola Adegoke
August 15, 2024
A A
how to register a cra my account
623
SHARES
3.5k
VIEWS
Share on FacebookShare on Twitter

The CRA My Account is a secure, online portal where you can view your personal income tax and benefit information and effortlessly manage your tax affairs online via the Canada Revenue Agency (CRA) website.

Opening a CRA My Account is essential for every Canadian. It allows you to quickly access your T4 slips, benefit payments, retirement contributions, carry-forward amounts, and account balances, make adjustments to past returns and submit documents directly online.

If you haven’t registered for your CRA My Account yet and want to open yours, this blog post will guide you step-by-step on how to register one easily in Canada. Without skipping a beat, let’s dive right into it.

What is the CRA My Account?

The CRA My Account is a fast, convenient and secure online service that allows you to view your income tax and benefit information. With the CRA My Account, you can easily manage all your tax affairs online, saving you from wasting time and resources doing everything manually. 

It can be conveniently accessed from any desktop or mobile device with an internet connection. It offers up-to-date information on your transactions, benefits, or anything else you do in your personal account.

It is available 21/7 (i.e. 21 hours daily and 7 days every week), easy to use, fast, and secure, information is up-to-the-minute and transactions are processed immediately.

With the account, you can track your refunds, view and change returns, check your benefits, tax credits, and RRSP limit, receive email notifications, set up direct deposit, and do many more.

It is also highly secured. The CRA uses sophisticated security techniques to protect their site and your privacy. You will have a unique User ID and password, that allows you to access your personal account and block intruders. 

What are the Benefits of a CRA My Account?

With the CRA My Account, you can:

  • View the detailed status of your tax return.
  • View your unused or carryforward amounts for tuition amounts, RRSP contributions.
  • View your Notice of Assessment (NOA), Notice of Reassessment (NOR), or request an Express NOA.
  • Change or update your personal information.
  • Download information slips.
  • Use the Auto-fill my return feature when you file online using certified software.
  • View your Home Buyers’ Plan (HBP) and Lifelong Learning Plan (LLP) information.
  • Start or manage your direct deposit details for benefits and credits.
  • View your benefits’ status and payments.
  • Receive email notifications from CRA.
  • Authorize a representative.

Check out the full list of services you can access with your CRA My Account.

How To Register For CRA My Account

Registering your CRA My Account is a simple and straightforward process. You have two options to register: by creating a CRA user ID and password or with a Sign-in Partner.

There is a third option that is available only to residents of Alberta and British Columbia (BC). BC residents can register for the CRA My Account using a BC Services Card, and Alberta residents can register using MyAlberta Digital ID.

However, before you begin your registration, ensure that you have your previous year’s tax return (Line 101 on your taxes), your Social Insurance Number (SIN), your Postal code, and your Date of birth. The CRA will request this information as you proceed with your registration.

Option 1: How To Register A CRA My Account Using Sign-in Partner

           

If you are currently banking online with any of the banks shown above, you can proceed with this option.

  • Go to the CRA’s My Account for Individuals page.
  • Click on “Sign-in Partner Login/Register” and wait a few minutes.
  • Fifteen banks will be displayed on the next page; click on the bank you use for online banking.
  • Then, input your online banking details/credentials and click on “Login”.
  • Then, input your Social Insurance Number (SIN) and click on “Next”.
  • Then, you will be required to validate your identity. Enter your postal code, date of birth and tax information (amount entered on Line 101 of your previous year’s tax return), and click “Next”.
  • The next page will inform you that the CRA will mail your Security code to your home within 5 to 10 business days. Click “Next”.
  • Then, you must verify your current postal or ZIP code and click next.
  • You will have limited access to your CRA My Account. Whenever you receive your CRA security code, you will enter the security code to access the full features of the CRA My Account.

Note: If you enter any incorrect information, the CRA will flag it as incorrect information, and you will have to start over with your registration.

Option 2: How To Register A CRA My Account By Creating User ID and Password.

  • Go to the CRA’s My Account for Individuals page.
  • Scroll to Option 2, click “CRA register, ” and wait a few minutes.
  • Then, input your Social Insurance Number (SIN), and click on “Next”.
  • On the next page, you will be required to validate your identity. Enter your postal code, date of birth and tax information (amount entered on Line 101 of your previous year’s tax return), and click “Next”.
  • On the next page, you will be required to create a user ID and password. Instructions will be given on how your UserID and password should appear. 
  • Next, you will be required to create security questions and answers.
  • Next, read through the terms and conditions and click “I agree”.
  • The next page will inform you that the CRA will mail your Security code to your home within 5 to 10 business days. Click “Next”.
  • Other terms and conditions will appear on the next page; read through carefully and click “I agree”.
  • You will be given limited access to your CRA My Account. Whenever you receive your CRA security code, you will enter the security code to access the full features of the CRA My Account.

CRA My Business Account

The CRA My Business Account allows business owners in Canada to access many amazing benefits relating to their business. It is very similar to the CRA My account but only focused on serving business entities.

Canadian business owners can use this account to perform a wide range of tasks, including income taxes, excise duties and taxes, payroll deductions, information returns, GST/HST and many more.

What is the Multi-factor Authentication (MFA)?

The CRA added the MFA as an extra security to their online services. In addition to your user ID and password, you will be required to verify your identity using the MFA. You will need to verify your identity by passcode grid or telephone.

RECOMMENDED READINGS:

  • The 10 Cheapest Places To Live In BC (2024)
  • What is a Routing Number in Canada? (2024)
  • What is a Void Cheque? How to Get One Fast (2024)
  • Withholding Tax RRSP: How to Avoid Withdrawal Taxes (2024)

Final Thoughts on How To Register A CRA My Account

Having a CRA My Account gives to access to many amazing benefits; you shouldn’t miss out on this. Why spend hours calling CRA on the phone or queuing at their office centres when you can easily register for a CRA My Account and enjoy its benefits from the comfort of your home?

So if you are looking for how to register a CRA My Account, follow the steps I have highlighted above and get your personal account.

Previous Post

Property Taxes in Canada: Everything You Need To Know (2024)

Next Post

What is the Canada Learning Bond? An Updated Guide for 2024

Related Stories

how long does e-transfer take
Personal Finance

How Long Does e-Transfer Take? (2025)

by Adeola Adegoke
February 17, 2025
0

If you're in Canada and need to send or receive money, Interac e-Transfer provides a swift, secure, and convenient solution. With Interac, you can easily send or receive money within...

Read more

What is the Cost of Living in Canada? (2025)

What is the Middle Class Income in Canada? (2025)

What is CPC/SCP Charge On My Credit Card? (2025)

What is a Credit Memo in Canada? (2025)

Next Post
canada learning bond

What is the Canada Learning Bond? An Updated Guide for 2024

canada dental benefit

What is Canada Dental Benefit? Eligibility & Application (2024)

Registered Disability Savings Plan

What Is A Registered Disability Savings Plan (RDSP) in 2024?

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

I agree to the Terms & Conditions and Privacy Policy.

Recommended

renew your life insurance policy

Should You Renew Your Life insurance Policy? [2024]

January 11, 2024
said payment dates

SAID Payment Dates 2024: Rates, Benefits, and Application

October 4, 2024
First Time Home Buyer Incentive

What is the First Time Home Buyer Incentive (FTHBI) in Canada (2024)

January 12, 2024
Best trading platforms in Canada

10 Best Trading Platforms in Canada (2024)

June 14, 2024

Popular Story

  • Websites Where Men Give You Money

    12 Legitimate Websites Where Men Give You Money in 2024

    13139 shares
    Share 5255 Tweet 3285
  • Best Mutual Funds in Canada: 15 Top-Performing Mutual Funds

    5662 shares
    Share 2265 Tweet 1416
  • 10 Safe Investments with High Returns in Canada (2024)

    4415 shares
    Share 1766 Tweet 1104
  • 10 Best RESP Providers in Canada (2025)

    3771 shares
    Share 1508 Tweet 943
  • World Financial Group Review 2024: Is WFG a Scam?

    3389 shares
    Share 1356 Tweet 847
  • What is a Canada PRO Deposit? (2024)

    2842 shares
    Share 1137 Tweet 711
  • GST Payment Dates 2025: A Detailed Guide on GST/HST Credit

    2543 shares
    Share 1017 Tweet 636
  • 10 Best E-Transfer Payday Loans Canada 24/7 (2025)

    2443 shares
    Share 977 Tweet 611
  • How Much Does it Cost to Have a Baby in Canada? (2024)

    2161 shares
    Share 864 Tweet 540
  • 8 Best Investments in Canada for 2024

    2151 shares
    Share 860 Tweet 538
Facebook Twitter Instagram

Categories

  • Benefits
  • Business
  • Credit Cards
  • Cryptocurrency
  • Debt Management
  • Insurance
  • Investing
  • Mortgages
  • News
  • Personal Finance
  • Product Reviews
  • Retirement & Estate Planning
  • Reviews
  • Tax

© 2021 Money Reverie

No Result
View All Result
  • Contacts
  • Contributors
  • Disclaimer
  • Newsletter
  • Personal Finance & Debt Management Blog in Canada – Money Reverie
  • Privacy Policy
  • Super Visa Insurance Quote
  • Terms and Conditions

© 2021 Money Reverie

Need Help With Anything Finance?

Enter your email address to get valuable personal finance & small business tips from top experts delivered to your inbox weekly.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.