Are you in a pinch and you feel you need to raise some cash immediately? Well, I see why you think you need E-transfer payday loans in Canada 24/7, however, let’s face it; payday loans are bad, and they can easily ruin your finances.
Therefore, to get that quick cash advance or short-term loan, it may be better to take a personal loan with much better interest rates from reputable and ethical lenders.
Payday loans; also known as cash advance loans, are different from personal loans in the sense that payday loans primarily provide short-term immediate credit, with high-interest rates, while you can generally get better rates and terms with personal loans.
Meanwhile, I need you to know that many “E-transfer payday loans in Canada 24/7″ lenders have rebranded in name, and they now go by other subtle names that make them more appealing so you will ultimately need to read the fine prints before you sign the dotted lines.
However, in this article, we have compiled a list of lenders that can extend credit to you in Canada. Trust me, they are better than the regular so-called “e-transfer payday loans Canada 24/7” providers.
Stay with me on this page as I walk you through the list of lenders that you can work with, in 2022. 11 of them are personal loan providers, while the remaining 10 lenders are e-transfer payday loan providers including “low-income ok, no credit check, e-transfer payday loans Canada 24/7” lenders.
I am not trying to BS you by throwing the first 11 personal loan lenders at you, but I truly believe you need to have this information before going with the last 10 lenders, and in fact, going with the last 10 payday loan lenders should only be a last resort.
Editor’s Recommended Personal Loan Providers
Here, I present a summary of personal loan providers that offers better terms than the “E-Transfer Payday Loans Canada” provider.
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Maximum Payout: $35,000 CAD
Best for Car/Auto Loan
Get Access To Multiple Lenders
Maximum Payout: $50,000 CAD
Get Access To Multiple Lenders
Best for People With Bad Credit
Maximum Payout: $10,000 CAD
The Best for Debt Management
Maximum Payout: Varies
E-Transfer Payday Loans Canada No Credit Check
Are you in Canada, and you just queried Google for “payday loans online e transfer 24/7 no credit check”? Search no further! Why go for a payday loan when you can get personal loans with better terms through MogoMini (by Mogo) and Lendingmate.
Mogo is a personal loan provider servicing Canada. Whether you need some last-minute emergency cash, or you want to get out of the payday loan cycle, MogoMini can help. It's a flexible loan that's designed to help you get in control of your finances.
With the MogoMini, you can get up to $3,500 in loans without hassles, and without affecting your credit score.
- No hidden fees
- Fast Approval
- Super flexible
- High-interest rates
- Maximum Payout is $3,500 for the MogoMini
- Be a citizen or permanent resident of Canada
- Reach the age of majority in your province/territory
- Have a valid ID
- Have proof of income and bank statement/verification
Maximum Payout (MogoMini): $3,500 CAD
LendingMate is a personal loan provider servicing Ontario and British Columbia. Unlike most lenders in Canada, Lending Mate requires a guarantor for loan approval.
You can get up to a $10,000 loan with LendingMate regardless of whether you have a good or poor credit score.
- No hidden fees
- Fast approval
- Approval for any credit score
- Requires a guarantor
- High-interest rates
- Only available for Ontario and British Columbia residents
- Maximum Payout is $10,000
- Be a resident of Ontario or British Columbia
- Age between 19 – 75
- Have no active bankruptcy or consumer proposal
- Provide proof of income
11 Personal Loans Better Than E-Transfer Payday Loans Canada 24/7
Here are the fastest and most reputable personal loan providers in Canada, all of which provide e-transfer personal loans:
Mogo is a credit score monitoring service and e-Transfer personal loan provider in Canada. Its competitive loan limit and payment schedule make it one of the best e-Transfer personal loan providers in Canada.
Through MogoMoney, you can borrow up to $35,000 and repay between 6months to 5-year periods.
2. Coast Capital
Coast Capital is a member-owned cooperative loan and line credit platform with 80+ years of experience in offering loans and lines of credit.
However, Coast Capital is only available for the residents of Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan.
You can borrow up to $50,000 loan or lines of credit through this company if you’re a resident of any of the above provinces.
3. Loan Connect
While LoanConnect is a loan search engine, it provides access to e-Transfer personal loans through over 25 lenders.
From debt consolidation, home renovation, business, and vacation to auto loans, LoanConnect offers Canadians access to flexible unsecured personal loans.
You can borrow up to $50,000 e-Transfer personal loans through LoanConnect with a 5.75% – 46.96% APR.
5. Lending Mate
Lending Mate is one of Canada’s top e-Transfer personal loan providers, servicing Ontario and British Columbia.
This company provides up to $10,000 e-Transfer personal loans for borrowers with poor to excellent different credit scores.
6. Consolidated Credit
Consolidated Credit offers debt counseling services to individuals looking to improve their credit scores and access better loans.
Through this company, you can get out of debt faster and maintain good financial standards that enable you to qualify for low-interest loans.
7. Alpine Credits
If you’re a real estate owner in Ontario, Alberta, Quebec, or British Columbia, Alpine could be your perfect e-Transfer personal loan provider.
This company provides e-Transfer personal loans based on borrowers’ homes or real estate equity.
Furthermore, Alpine offers flexible and fast e-Transfer personal loans without regard to credit history, income level, and the borrower’s age.
8. Courtier Du Quebec
Courtiers Du Quebec provides access to one of the best e-Transfer personal loans in Canada through its partnership with several lenders.
From residential, commercial, and renovation to construction loans, Courtiers Du Quebec offers access to different types of e-Transfer loans in Canada.
Fairstone provides access to one of the industry’s highest e-Transfer personal loans for non-bank lenders, $35,000.
Furthermore, Fairstone is one of Canada’s reliable e-Transfer personal loan providers due to its high customer satisfaction and flexible loan terms.
LendDirect also offers e-Transfer personal loans in the form of lines of credit. You can borrow up to $15,000 in line of credit on LendDirect.
What I like most about LendDirect is their fast approval and flexible terms. In fact, you can get an e-Transfer payday loan disbursed in your account within 15 minutes upon approval.
Loan Me Now is one of the best e-Transfer payday loan providers in Canada, offering quick loans regardless of card scores.
Even though Loan Me Now has a low loan amount, it has high loan approval than other e-Transfer payday loan providers in Canada.
10 E-Transfer Payday Loans Canada 24/7
You are entering dangerous territory because the interest racks up here faster. If you must get a loan from the following lenders, be prepared to pay it back as soon as possible. No pressure buddies… but no subtlier way to put it than to say AS SOON AS POSSIBLE!
1. Cash Money
If you are in great need of money and you have exhausted all your options and you need to get e transfer loans same day, then Cash Money is a viable option.
Available in all provinces and territories, Cash Money offers one of the best online e-transfer payday loans, emergency loans, and installment loans in Canada available at rates you can afford.
Since 1992, Cash Money has been improving its products and services to assist approximately 1.2 million Canadians with emergency cash.
Getting a loan is never fun, but you can take some stress out of the application with Cash Money.
There is no need for faxing or credit checks as it is all done online. You can now get a payday loan in minutes. The application process is also quick and easy.
Cash Money is also a member of the Canadian Consumer Finance Association (CCFA), a self-regulating association that follows responsible lending practices.
iCASH is an innovative and convenient e-transfer payday loans platform that puts cash in your pocket in real-time when you need it most.
Most customers choose to pay back their loans in installments, with one installment equal to each loan payment cycle.
iCASH takes a broad perspective of each application, focusing not on your credit history but on how much you need to get by right now.
And with support available 24 hours a day, you can be sure that help is just a phone call away.
Apply today, and your application is anonymously secured with high-quality encryption technology. Get a loan in as little as five minutes.
3. Speedy Cash
Speedy Cash is a market leader in short-term financial services, including payday loans, check to cash, and more.
It was founded in 1998 and offered various financial services across Canada.
The company has 20 locations in Canada, and they also have a virtual online store that provides convenient 24-hour loans online.
Speedy Cash offers E-transfer payday loans that receive payments instantly in your bank account.
With a friendly customer service team, Speedy Cash is the quick solution to your emergency financial needs.
GoDay is a reputable licensed online payday lender and one of Canada’s best e-transfer payday loans.
For fast and hassle-free payday loans, you can count on GoDay. Its friendly and informative staff will answer your questions and help you get started today.
GoDay’s easy application, quick approvals, and fast deposits make payday loans a sound solution to your financial needs.
Whether you are looking for a short-term loan to cover bills or debts, or a long-term loan to consolidate your debt and create more financial stability, GoDay is available to help.
GoDay offers great online payment options and flexible lending terms, so you can enjoy the money you need when you need it.
Additionally, GoDay is open every day, which comes in handy when you experience a problem or have a question.
Therefore, you can also use GoDay in emergencies and short-term loan needs or cover unexpected expenses.
5. Money Mart
Money Mart is a leading provider of financial products, including e-Transfer payday loans, money transfers, and cheque-cashing services.
Whether you’re trying to consolidate your debt or make a dent in an unexpected expense, Money Mart can help.
Money Mart started as a cheque-cashing company in 1982. Since then, they have become one of Canada’s biggest and most reliable sources of quick and convenient financial services.
Fast and convenient, a cash advance from Money Mart is available in just minutes with no credit checks. They require only basic identification and are approved within minutes.
Money Mart has always been a financial institution that is driven by integrity. Money Mart offers convenient service with top-notch customer service.
6. My Canada Payday
My Canada Payday is one of the best “e-transfer payday loans Canada 24/7 child tax accepted” lender in Canada. They offer one of the highest rates available on short-term loans.
They have high resolution for their high standards in customer service and the strength of their business model.
My Canada Payday offers licensed and fully regulated payday loans. They offer payday loans in emergencies like unexpected auto repair or a medical emergency.
Flexible payment options make My Canada Payday the best place to get a payday loan in Canada.
There’s no need for in-person meetings or faxing in forms. You can do everything from the comfort of your own home.
The short and simple application form takes less than 5 minutes to fill out.
Once you’re done with the application, you can submit your banking details for approval. It is straightforward to get a loan at My Canada Payday.
7. Mr. Payday
Have other banks and lending institutions turned you down? Do you need help getting through a challenging financial situation?
Mr. Payday specializes in providing people with quick cash when they need it most.
As a licensed online e-Transfer payday loans lender, you are guaranteed to have your application processed quickly, safely, and easily.
Mr. Payday offers fast and easy payday loans to Canadians who need money to cover missing payments, unexpected emergencies, or other bills.
Since its inception in 2002, they have helped Canadians more than a million times through payday loans that offer flexible payment structures and low-interest rates.
They are committed to delivering speedy, hassle-free, and reliable payday loans to their customers.
All you need to do is fill out their short, simple form, and they will be in touch with you quickly.
Additionally, the same-day loan options give emergency cash within 30 minutes, with no faxing or credit checks.
8. Loan Express
Loan Express is a trusted and proven e-Transfer payday loans lender offering fast, easy, and secure services.
Over the last 15 years, Loan Express has been providing quick and reliable online loans to Canadians.
As one of Canada’s oldest online payday loan companies, Loan Express understands what it means to offer customers fantastic rates, and fast and efficient service.
So you need money quickly and don’t have time to wait for a bank loan to be processed, or you are denied?
Loan Express is an expert in providing payday loans for Canadians with bad credit and no credit. The loan application is fast, simple, and secure.
Within minutes you can be approved for a loan, and your funds could be directly deposited into your bank account within 24 hours.
9. Focus Cash Loans
Canadians from all over the country have been getting e-Transfer payday loans from Focus Cash Loans since 2008.
If you need emergency funds in Canada, think about how Focus Cash Loans can provide the cash you need fast and efficiently.
Whether your goal is to pay off old bills, pay down other debts or simply enjoy some extra spending money, Focus Cash Loans can offer you a surprisingly affordable solution.
You can apply online at any time of the day, with a secure, simple form. Focus Cash Loans has over 12 years of working experience in the finance industry with excellent customer support.
The application process is easy and requires no credit checks. Your application will be reviewed within a few minutes.
Once your application is approved, you will receive your loan amount directly transferred into your bank account.
North’nLoans offers hassle-free and straightforward ways to get fast e-transfer payday loans in Canada.
The company was founded in 2012 and had been helping people get affordable financial assistance for over nine years.
The whole process is designed to be quick and straightforward, regardless of your credit history.
With North’n’Loans, you can apply for an e-transfer payday loan in a few minutes online and get the money deposited into your bank account.
Whether it is quick cash you need or credit consolidation, North’n’Loans is the best place to get your payday loans online in Canada.
With their reasonable interest rates and friendly customer service, you will be surprised by how fast and easy the process is.
What are E-Transfer Payday Loans
E-transfer payday loans are short-term loans that Canadians can apply for with little to no paperwork. They are secured and do not require collateral, allowing fast and easy access to money when you’re in a pinch.
They come with a relatively high-interest rate but can be paid back within a short period of time.
When you need urgent cash, the option of an e-transfer payday loan can be a convenient one. Instead of having to worry about writing cheques and dropping them off at stores or waiting for them to clear, your loan will be electronically transferred into your bank account.
Once you’re approved for an e-transfer payday loan, you’ll get the money in your account almost instantly.
Therefore, if you’re looking for a fast, convenient, and reliable way to get the cash you need, e-transfer payday loans may be an option.
How Do E Transfer Payday Loans Work?
Payday loans using e-transfer offer convenience because they can be completed anywhere at any time, as long as you have an internet connection and access to technology.
Multiple companies offer these services; they all follow the same method.
The process of applying can be done online by filling out the following information:
- Your full name
- Contact information
- Income proof, such as pay stubs
- Contact number
- The total amount you need
- What schedule of payments would be best for you?
- If the funds are approved, who will receive them- typically. Usually, it is you who gets the funds, although someone else could receive them
After your application is submitted and approved, you will receive a deposit into your bank account within a few minutes, although it may take up to 24 hours.
You will be charged interest, but if this service assists you in meeting your financial obligations, it may not be an issue. And yes, there are always costs involved with utilizing e-transfers, so prepare ahead.
Features of E Transfer Payday Loans Canada 24/7
If you are looking for a payday loan in Canada, you must understand all about e-transfer payday loans.
This will allow you to decide better if these loans are suitable for your needs. Here’s a list of the features of e-transfer payday loans in Canada.
1. Easy Application Process
E-transfer payday loans allow you to quickly and easily apply for a payday loan from your computer, tablet or smartphone, without ever leaving home.
The application takes just a few minutes, and if you choose to verify your application using the bank verification tool, you can receive funds immediately through e-transfer.
2. No Credit Check
Unlike other payday loan companies that can turn you down based on your credit score, e-transfer payday loans accept all comers with open arms.
That is why they are so popular with those who need a cash advance but have been denied at other places because of less than perfect credit.
3. Secured Transactions
E-transfer payday loans transfer funds electronically, so you don’t have to share any private financial information with anyone.
This allows secure and reliable money transfers between sender and receiver – no matter where they are located or what bank they use.
4. No Collateral
Unlike other loans requiring you to place assets like your house as collateral, you will not need to do that with E-transfer payday loans.
This makes it a safe option since you do not need to pledge anything as a guarantee.
5. Quick Money with Multiple Receiving Options
If you’re looking for quick money with multiple receiving options, consider an e-transfer payday loan in Canada.
You will find a loan option that best suits you with several receiving options to choose from.
6. No Hidden Charges
E-transfer payday loans have no hidden cost; you will not be surprised with an astronomical figure at the end of your period.
This means that you won’t doubt how much cost is involved in this form of a loan.
E-Transfer Payday Loans in Canada 24/7 Requirements
You must meet the following criteria to qualify for an e-transfer payday loan in Canada:
- Minimum age of 18 is also required
- You must provide proof of income
- Legal proof of residency
- you must have an active bank account.
- There are no recent hold-ups or bounced checks on your account
- Employment history of at least one year is required
- You do not have any outstanding loans
E-transfer payday loans in Canada 24/7 are the perfect solution when traditional payday lenders cannot provide you with funds within your deadline.
Unlike most banks and other similar financial institutions, they offer flexible terms and credit lines based on your financial situation.
However, there are indeed many fast cash advance lenders in Canada, but not all of them can assist you with a quick payday loan.
Therefore, it can be challenging to decide the best E-Transfer Payday Loans Canada 24/7 to choose from.
Hopefully, now you know the best E-Transfer Payday Loans Canada 24/7 and how to get started.
RECOMMENDED READING: Interac e-Transfer Limit.
Hi, I'm Adeola Adegoke. I am a licensed Insurance Broker in Manitoba, and I hold a master’s degree in Mathematical Sciences (with a major in Financial Modeling) from the African Institute for Mathematical Sciences (AIMS), Tanzania.
Also, I have a second master's degree in Statistics from the University of Regina, and I am currently pursuing my Ph.D. in Statistics at the University of Manitoba.
The primary purpose of Money Reverie is to help everyday Canadians make better financial decisions by providing up-to-date financial news and information, reports, product reviews, and government programs.