Are you looking for a quick cash advance or a short-term loan in Canada? E-transfer payday loans in Canada 24/7 could be your perfect solution.
These loans are quicker than other types because they are transferred directly into your bank account, and there is no requirement to repay the loan in person.
Thanks to the Internet, hundreds of e-transfer payday loans in Canada 24/7 are just a click away.
That’s great for people looking for quick cash, but it can be overwhelming if you’re unsure where to start.
That’s why we’ve taken out time to find the best companies for you, so you can stop worrying and start focusing on your financial situation.
This article covers all the top options in Canada and provides plenty of tips that make comparing easy.
What are E-Transfer Payday Loans?
E-transfer payday loans are short-term loans that Canadians can apply for with little to no paperwork.
The loans are secured and do not require collateral, allowing fast and easy access to money when you’re in a pinch.
They come with a relatively high-interest rate but can be paid back within a month, eliminating the need to worry about paying back for months on end.
When you need urgent cash, the option of an e-transfer payday loan can be a convenient one.
Instead of having to worry about writing cheques and dropping them off at stores or waiting for them to clear, your loan will be electronically transferred into your bank account.
It’s a quick and easy process that means you’ll get the money in your account almost instantly.
Therefore, if you’re looking for a fast, convenient, and reliable way to get the cash you need, e-transfer payday loans may be a wise option.
E-Transfer Payday Loans Canada Top Picks
| Product Image | Product Information | Ratings | Click to Apply Online |
|---|---|---|---|
Recommended  | Consolidated Credit Eligibility
Maximum Payout: Varies | 9.7 | Click to Apply Online |
Recommended  | Fairstone Eligibility
Maximum Payout: $50,000 CAD | 9.5 | Click to Apply Online |
Recommended  | LoanMeNow Eligibility
Maximum Payout: $50,000 CAD | 9.5 | Click to Apply Online |
Recommended  | Loan Connect Eligibility
Maximum Payout: $50,000 CAD | 9.3 | Click to Apply Online |
Recommended  | Courtiers Du Québec Eligibility
Maximum Payout: $50,000 CAD | 9.1 | Click to Apply Online |
Recommended  | Mogo Eligibility
Maximum Payout: $35,000 CAD
| 9 | Click to Apply Online |
Recommended  | LendDirect Eligibility
Maximum Payout: $50,000 CAD | 9 | Click to Apply Online |
Recommended  | Alpine Credit Eligibility
Maximum Payout: $50,000 CAD | 8.9 | Click to Apply Online |
Recommended  | Lending Mate Eligibility
Maximum Payout: $10,000 CAD | 8.8 | Click to Apply Online |
E-transfer Payday Loans Canada 24/7 No Credit Check Top Picks
LendingMate is a payday loan servicing Ontario and British Columbia. Unlike most lenders in Canada, Lending Mate requires a guarantor for loan approval.
You can get up to a $10,000 loan with Lending Mate regardless of whether you have a good or poor credit score.
Pros
- No hidden fees
- Fast approval
- Approval for any credit score***
Cons
- Requires a guarantor
- High-interest rates
- Only available for Ontario and British Columbia residents
- Maximum Payout is $10,000
Eligibility
- Be a resident of Ontario or British Columbia
- Age between 19 – 75
- Have no active bankruptcy or consumer proposal
- Provide proof of income
How Do E-Transfer Payday Loans Work?
Payday loans using e-transfer offer convenience because they can be completed anywhere at any time, as long as you have an internet connection and access to technology.
Multiple companies offer these services; they all follow the same method.
The process of applying can be done online by filling out the following information:
- Your full name
- Contact information
- Income proof, such as pay stubs
- Contact number
- The total amount you need
- What schedule of payments would be best for you?
- If the funds are approved, who will receive them- typically. Usually, it is you who gets the funds, although someone else could receive them
After your application is submitted and approved, you will receive a deposit into your bank account within a few minutes, although it may take up to 24 hours.
You will be charged interest, but if this service assists you in meeting your financial obligations, it may not be an issue. And yes, there are always costs involved with utilizing e-transfers, so prepare ahead.
Benefits of E-Transfer Payday Loans in Canada
If you are looking for a payday loan in Canada, you must understand all about e-transfer payday loans.
This will allow you to decide better if these loans are suitable for your needs. Here’s a list of the benefits of e-transfer payday loans in Canada.
1. Easy Application Process
E-transfer payday loans allow you to quickly and easily apply for a payday loan from your computer, tablet or smartphone, without ever leaving home.
The application takes just a few minutes, and if you choose to verify your application using the bank verification tool, you can receive funds immediately through e-transfer.
2. No Credit Check
Unlike other payday loan companies that can turn you down based on your credit score, e-transfer payday loans accept all comers with open arms.
That is why they are so popular with those who need a cash advance but have been denied at other places because of less than perfect credit.
3. Secured Transactions
E-transfer payday loans transfer funds electronically, so you don’t have to share any private financial information with anyone.
This allows secure and reliable money transfers between sender and receiver – no matter where they are located or what bank they use.
4. No Collateral
Unlike other loans requiring you to place assets like your house as collateral, you will not need to do that with E-transfer payday loans.
This makes it a safe option since you do not need to pledge anything as a guarantee.
5. Quick Money with Multiple Receiving Options
If you’re looking for quick money with multiple receiving options, consider an e-transfer payday loan in Canada.
You will find a loan option that best suits you with several receiving options to choose from.
6. No Hidden Charges
E-transfer payday loans have no hidden cost; you will not be surprised with an astronomical figure at the end of your period.
This means that you won’t doubt how much cost is involved in this form of a loan.
Requirements for E-Transfer Payday Loans in Canada 24/7
You must meet the following criteria to qualify for an e-transfer payday loan in Canada:
- Minimum age of 18 is also required
- You must provide proof of income
- Legal proof of residency
- you must have an active bank account.
- There are no recent hold-ups or bounced checks on your account
- An employment history of at least one year is required
- You do not have any outstanding loans
20 E-Transfer Payday Loans in Canada 24/7
Here are the fastest and most reputable payday loan providers in Canada, all of which provide e-transfer payday loans:
1. Lending Mate
Lending Mate is one of Canada’s top e-Transfer payday loans providers, servicing Ontario and British Columbia.
This company provides up to $10,000 e-Transfer payday loans for borrowers with poor to excellent different credit scores.
2. Mogo
Mogo is a credit score monitoring service and e-Transfer payday loans provider in Canada. Its competitive loans limit and payment schedule make it one of the best e-Transfer payday loans providers in Canada.
Through MogoMoney, you can borrow up to $35,000 and repay between 6months to 5-year periods.
3. Loan Connect
While LoanConnect is a loan search engine, it provides access to e-Transfer payday loans through over 25 lenders.
From debt consolidation, home renovation, business, vacation to auto loans, LoanConnect offers Canadians access to flexible unsecured personal loans.
You can borrow up to $50,000 e-Transfer payday loans through LoanConnect with a 5.75% – 46.96% APR.
4. Coast Capital
Coast Capital is a member-owned cooperative loan and line credit platform with 80+ years of experience in offering loans and lines of credit.
However, Coast Capital is only available for the residents of Alberta, British Columbia, Manitoba, Ontario or Saskatchewan.
You can borrow up to $50,000 loan or lines of credit through this company if you’re a resident of any of the above provinces.
5. Alpine Credits
If you’re a real estate owner in Ontario, Alberta, Quebec or British Columbia, Alpine could be your perfect e-Transfer payday, loan provider.
This company provides e-Transfer payday loans based on borrowers’ homes or real estate equity.
Furthermore, Alpine offers flexible and fast e-Transfer paydays without regard to credit history, income level, and the borrower’s age.
6. Consolidated Credit
Consolidated Credit offers debt counselling services to individuals looking to improve their credit scores and access better loans.
Through this company, you can get out of debt faster and maintain good financial standards that enable you to qualify for low-interest loans.
7. Courtier Du Quebec
Courtiers Du Quebec provides access to one of the best e-Transfer payday loans in Canada through its partnership with several lenders.
From residential, commercial, renovation to construction loans, Courtiers Du Quebec offers access to different types of e-Transfer loans in Canada.
8. Fairstone
Fairstone provides access to one of the industry’s highest e-Transfer payday loans for non-bank lenders, $35,000.
Furthermore, Fairstone is one of Canada’s reliable e-Transfer payday loans providers due to its high customer satisfaction and flexible loan terms.
9. LendDirect
LendDirect also offers e-Transfer payday loans in the form of lines of credit. You can borrow up to $15,000 line of credit on LendDirect.
What I like most about LendDirect is their fast approval and flexible terms. In fact, you can get an e-Transfer payday loan disbursed in your account within 15 minutes upon approval.
10. LoanMeNow
Loan Me Now is one of the best e-Transfer payday loan providers in Canada, offering quick loans regardless of card scores.
Even though Loan Me Now has a low loan amount, it has high loan approval than other e-Transfer payday loan providers in Canada.
11. Cash Money
Available in all provinces and territories, Cash Money offers one of the best online payday loans, emergency loans, and installment loans in Canada available at rates you can afford.
Since 1992, Cash Money has been improving its products and services to assist approximately 1.2 million Canadians with emergency cash.
Getting a loan is never fun, but you can take some stress out of the application with Cash Money.
There is no need for faxing or credit checks as it is all done online. You can now get a payday loan in minutes. The application process is also quick and easy.
Cash Money is also a member of the Canadian Consumer Finance Association (CCFA), a self-regulating association that follows responsible lending practices.
12. iCASH
iCASH is an innovative and convenient personal finance loan platform that puts cash in your pocket in real-time when you need it most.
Most customers choose to pay back their loans in installments, with one installment equal to each loan payment cycle.
iCASH takes a broad perspective of each application, focusing not on your credit history but on how much you need to get by right now.
And with support available 24 hours a day, you can be sure that help is just a phone call away.
Apply today, and your application is anonymously secured with high-quality encryption technology. Get a loan in as little as five minutes.
13. Speedy Cash
Speedy Cash is a market leader in short-term financial services, including payday loans, check to cash, and more.
It was founded in 1998 and offered various financial services across Canada.
The company has 20 locations in Canada, and they also have a virtual online store that provides convenient 24-hour loans online.
Speedy Cash offers E-transfer payday loans that receive payments instantly in your bank account.
With a friendly customer service team, Speedy Cash is the quick solution to your emergency financial needs.
14. GoDay
GoDay is a reputable licensed online payday lender and one of Canada’s best e-transfer payday loans.
For fast and hassle-free payday loans, you can count on GoDay. Its friendly and informative staff will answer your questions and help you get started today.
GoDay’s easy application, quick approvals, and fast deposits make payday loans a sound solution to your financial needs.
Whether you are looking for a short-term loan to cover bills or debts, or a long-term loan to consolidate your debt and create more financial stability, GoDay is available to help.
GoDay offers great online payment options and flexible lending terms, so you can enjoy the money you need when you need it.
Additionally, GoDay is open every day, which comes in handy when you experience a problem or have a question.
Therefore, you can also use GoDay in emergencies and short-term loan needs or cover unexpected expenses.
15. Money Mart
Money Mart is a leading provider of financial products, including payday loans, money transfers, and cheque-cashing services.
Whether you’re trying to consolidate your debt or make a dent in an unexpected expense, Money Mart can help.
Money Mart started as a cheque-cashing company in 1982. Since then, they have become one of Canada’s biggest and most reliable sources of quick and convenient financial services.
Fast and convenient, a cash advance from Money Mart is available in just minutes with no credit checks. They require only basic identification and are approved within minutes.
Money Mart has always been a financial institution that is driven by integrity. Money Mart offers convenient service with top-notch customer service.
16. My Canada Payday
My Canada Payday is one of the best E-Transfer payday loans in Canada. They offer one of the highest rates available on short-term loans.
They have high resolution for their high standards in customer service and the strength of their business model.
My Canada Payday offers licensed and fully regulated payday loans. They offer payday loans in emergencies like unexpected auto repair or a medical emergency.
Flexible payment options make My Canada Payday the best place to get a payday loan in Canada.
There’s no need for in-person meetings or faxing in forms. You can do everything from the comfort of your own home.
The short and simple application form takes less than 5 minutes to fill out.
Once you’re done with the application, you can submit your banking details for approval. It is straightforward to get a loan at My Canada Payday.
17. Mr. Payday
Have other banks and lending institutions turned you down? Do you need help getting through a challenging financial situation?
Mr. Payday specializes in providing people with quick cash when they need it most.
As a licensed online lender, you are guaranteed to have your application processed quickly, safely, and easily.
Mr. Payday offers fast and easy payday loans to Canadians who need money to cover missing payments, unexpected emergencies, or other bills.
Since their inception in 2002, they have helped Canadians more than a million times through payday loans that offer flexible payment structures and low-interest rates.
They are committed to delivering speedy, hassle-free, and reliable payday loans to their customers.
All you need to do is fill out their short, simple form, and they will be in touch with you quickly.
Additionally, the same-day loan options give emergency cash within 30 minutes, no faxing or credit checks.
18. Loan Express
Loan Express is a trusted and proven lender offering fast, easy, and secure services.
Over the last 15 years, Loan Express has been providing quick and reliable online loans to Canadians.
As one of Canada’s oldest online payday loan companies, Loan Express understands what it means to offer customers fantastic rates, fast and efficient service.
So you need money quickly and don’t have time to wait for a bank loan to be processed, or you are denied?
Loan Express is an expert in providing payday loans for Canadians with bad credit and no credit. The loan application is fast, simple and secure.
Within minutes you can be approved for a loan, and your funds could be directly deposited into your bank account within 24 hours.
19. Focus Cash Loans
Canadians from all over the country have been getting payday loans from Focus Cash Loans since 2008.
If you need emergency funds in Canada, think about how Focus Cash Loans can provide the cash you need fast and efficiently.
Whether your goal is to pay off old bills, pay down other debts or simply enjoy some extra spending money, Focus Cash Loans can offer you a surprisingly affordable solution.
You can apply online at any time of the day, with a secure, simple form. Focus Cash Loans has over 12 years of working experience in the finance industry with excellent customer support.
The application process is easy and requires no credit checks. Your application will be reviewed within a few minutes.
Once your application is approved, you will receive your loan amount directly transferred into your bank account.
20. NorthnLoans
North’nLoans offers hassle-free and straightforward ways to get fast e-transfer payday loans in Canada.
The company was founded in 2012 and had been helping people get affordable financial assistance for over nine years.
The whole process is designed to be quick and straightforward, regardless of your credit history.
With North’n’Loans, you can apply for an e-transfer payday loan in a few minutes online and get the money deposited into your bank account.
Whether it is quick cash you need or credit consolidation, North’n’Loans is the best place to get your payday loans online in Canada.
With their reasonable interest rates and friendly customer service, you will be surprised by how fast and easy the process is.
Conclusion
E-transfer payday loans in Canada 24/7 are the perfect solution when traditional payday lenders cannot provide you with funds within your deadline.
Unlike most banks and other similar financial institutions, they offer flexible terms and credit lines based on your financial situation.
However, there are indeed many fast cash advance lenders in Canada, but not all of them can assist you with a quick payday loan.
Therefore, it can be challenging to decide the best E-Transfer Payday Loans Canada 24/7 to choose from.
Hopefully, now you know the best E-Transfer Payday Loans Canada 24/7 and how to get started.
RECOMMENDED READING: Interac e-Transfer Limit.
